Dental Insurance Plan
Members may click through for more information. Members of IARP in good standing, are entitled to enroll for quality Dental Insurance at economical group rates. IARP has negotiated these economical group rates for a dental plan that includes:
• GUARANTEED ACCEPTANCE
• Economical group rates
• Benefits that can be paid directly to you or the dentist
• Benefits for over 155 dental services
• Freedom to choose any dentist you want
• The Plan is portable, it goes with you even if you change jobs
• Includes orthodontics for dependent children under age 19
• Optional PPO through the Smilemax Network.
SmileMax providers have agreed to negotiated fees for dental services, which results in lower out-of-pocket costs to members. By utilizing a participating dentist, the total cost of services will be less—up to an average savings of 20 to 40 percent. Members are be able to conveniently locate a participating provider via a toll free number or a web link. Members may choose any dentist, but out-of-pocket costs will be less when they visit a participating provider. If their dentist does not currently participate in SmileMax, members can nominate him/her for membership.
Marsh is a service of Seabury & Smith. Their coverage is underwritten by the Chicago Insurance Company, which is rated A++, (the highest possible rating), by A.M. Best.
